A field guide to cross-border paymentsSupplier payments, FX and import costs
Landed cost calculator
Compare / Supplier payments

Compare supplier payment costs

Ask each provider to quote the same currency, amount and beneficiary. Compare the total account debit and the amount your supplier will receive, along with the features your team needs.

Sources checkedNovember 5, 2026 · These published fee examples depend on the route and account. Confirm the price for your payment before funding it.
Use this table to narrow your checks. There is no overall ranking, and each provider must confirm whether your business is eligible.
What to compareWisePayoneerAirwallex
Payment use caseIndividual supplier payments with a quote for each transfer.Marketplace receipts and supplier payments in the same workflow.Recurring supplier payments, batch transfers and team approvals.
Relevant features
  • Published US business pricing and quotes that separate conversion costs from sending fees.
  • Published requirements for paying mainland Chinese business recipients in CNY.
  • A quote format for comparing the total USD debit with a specific supplier amount.
  • Options for receiving payments from marketplaces and business customers.
  • Supplier and vendor payments alongside balances in different currencies.
  • Currency balances to consider when deciding whether to convert marketplace revenue before paying a supplier.
  • Local and international payment routes with currency conversion.
  • Batch transfers and approval workflows for payments.
  • Business accounts and spend tools alongside supplier payments.
Check eligibility and requirements
  • Eligibility for your US business and the supplier's exact bank.
  • The invoice currency, required documents and payout limits for the route.
  • The final transfer quote, funding method and any charges from the receiving bank.
  • Eligibility of your business and marketplace for the receiving service you want to use.
  • The destination: another Payoneer customer or a bank account. Different fee routes apply.
  • The withdrawal, account and conversion fees listed for your registered account.
  • Eligibility for your US entity, the plan selected and any user charges.
  • The country, currency and recipient requirements for your payment.
  • The quoted FX markup, transfer fees and amount the supplier will receive.
Published fee examplesThe public US pricing page reviewed on 5 November 2026 listed a one-time USD 31 business setup fee. Sending and conversion fees vary by currency and transaction, so get a quote for the payment you intend to make.The payment path determines the pricing. The public page reviewed on 5 November 2026 listed cross-country balance payments to another Payoneer account at up to 1% plus up to USD 4. Bank payouts and withdrawals can have different prices.The US transfer page reviewed on 5 November 2026 listed SWIFT transfer fees of USD 15–25 and described local-route transfers as typically free. Check the quote and fee schedule for your route: FX conversion and plan charges may still apply.
Provider documentsRead pricing Read pricing Read pricing
01 / Quote details

Request comparable quotes

  • Use the same recipient, invoice currency and amount.
  • Use the same funding method and intended payment date.
  • Write down the total debit, provider fees and amount the supplier receives.
  • Include setup or plan charges that apply to how you will use the account.
02 / Recipient details

Confirm how the funds will arrive

  • Check whether local payout or SWIFT is available for that beneficiary.
  • Agree who pays any intermediary or receiving-bank deductions.
  • Ask which invoice or commercial documents are required.
  • Verify the currency and receiving bank before paying the production deposit.
Compare the full USD debitRecord the total USD needed to deliver the agreed invoice amount, along with the quote time and payment route. Include all applicable charges; the published transfer fee alone will not give you the full cost.
Estimate the payment costRead our methodology
Pre-shipment checks

Check the order before it ships.

Review the invoice, bank details, documents and costs before releasing the balance.

Open the shipment checklist

Start with “China”, “FX” or “letter of credit”.

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